The Capital One desktop site should be very familiar for anyone who has ever used a shopping portal. Capital One Shopping Desktop site (typical shopping portal) All three formats are part of the same site, but the offers you’ll see in each place can vary, so you’re really going to want to check out all three. Notable here is that Capital One Shopping, the shopping portal open to anyone, has three different formats: the desktop website, the Capital One Shopping app, and the Capital One Shopping browser extension. Many of the gift card brands available can regularly be purchased under face value, but some (including Walmart, eBay, Safeway, and some others) are rarely discounted and may feel near face value for some readers. Instead, “cash back” rewards earned via Capital One Shopping are banked in your Capital One Shopping account and you can redeem the “cash back” for gift cards to popular merchants when you’re ready to redeem. That is to say that anyone can sign up - you don’t need any preexisting relationship with Capital One to use Capital One Shopping.Įven if you do have a Capital One credit card, rewards you earn from Capital One Shopping are not in any way connected to a Capital One card account. Capital One Shopping is just a shopping portal like Rakuten, TopCashBack, MrRebates, BeFrugal, American Airlines eShopping, etc. In fact, you don’t even need a credit card at all - you could use a debit card or maybe even one of those “buy now, pay later” products like Affirm, Zip Pay, or others (I obviously prefer to stack great credit card rewards on top of portal payouts, but my point here is that you don’t need a Capital One card). The thing you really care about is Capital One Shopping, because this is where the big money (back) is and no Capital One relationship is required. Capital One Shopping forms that don’t require any credit card Offers like this one don’t require any Capital One card at all. In this post, I wanted to unambuguify the differences and the key reasons why you should be paying attention whether or not you’ve got a Capital One card. The best cash back deals they offer actually require no Capital One credit card at all). Capital One also has some shopping-related savings offerings for their cardholders that seem like the same thing but are really entirely separate. Unfortunately, thanks to the way Capital One has branded things, there is a lot of confusion surrounding similar but different products. Even if you don’t have a Capital One credit card, you can take advantage of some of the best shopping deals in existence thanks to a shopping portal (and app and browser extension) bearing their name.
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